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As a retired state employee, I was bewildered to read Mick Mulvaney’s July 4 column “Trading short-term benefits for long-term security is wrong.” I could not believe that he did not better understand how public pension plans work. They pay benefits out of the assets of the retirement system, not tax money, and they use the average of the good years and the not so good years in deciding how much to pay retirees.
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